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St. Simons Bank & Trust announces Debit Card Text Alert Service

Enroll in our free SMS Guardian Service and receive text alerts directly to your mobile device regarding activity on your Debit Card.  We want to help you monitor your account activity and this is another way to help keep you up-to-date wherever you are.

Ready to sign up for SMS Guardian? Click here to get started!

You will receive a text every time you use your card that looks like this: TNB Guardian Alert on card XXXX at STORE for $$ - Reply with code if unauthorized. Reply STOP to cancel alerts. No reply is necessary for transactions you have authorized. If you receive a text for a transaction you did not authorize, reply with the code included in the message and your card will be immediately blocked. You will have up to 12 hours from the original text alert to reply.  Our service is free; message and data rates from your mobile carrier may apply.

Please don't hesitate to call us if you have questions. Also, please know we will never text, email or call you asking you for confidential information.


Financial Strength In Local Hands

The community of Saint Simons Island is our home. We live here, work here, serve neighbors here. This means we provide an immediate, local response to you, our customer, and it means that our business ultimately builds this place, this region, your home.

Together, St. Simons Bank & Trust and TNB Financial Services are proud to provide fully integrated services - from checking to loans to investments – and proud that our financial growth supports our local community.

Important Phone Numbers:

877-457-4030 Toll-Free Customer Service
866-546-8273 Lost or Stolen ATM/Debit Card


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