Financial Strength In Local Hands
The community of Saint Simons Island is our home. We live here, work here, serve neighbors here. This means we provide an immediate, local response to you, our customer, and it means that our business ultimately builds this place, this region, your home.
Together, St. Simons Bank & Trust and TNB Financial Services are proud to provide fully integrated services - from checking to loans to investments – and proud that our financial growth supports our local community.
Text Alerts - Check out our popular New Service!
Receive text alerts directly to your mobile device regarding activity on your Debit Card. We want to help you monitor your account activity and this is another way to help keep you up-to-date wherever you are.
Ready to sign up for SMS Guardian? Click here to get started!
You will receive a text whenever you use your card: TNB Guardian Alert on card XXXX at STORE for $$ No reply is necessary for transactions you have authorized. If you receive a text for a transaction you did not authorize, reply with the code included in the message and your card will be immediately blocked. You will have up to 12 hours from the original text alert to reply.
Please don't hesitate to call us if you have questions. Also, please know we will never text, email or call you asking you for confidential information.
Travel Tips & Using Your Debit Card
Call us if you plan to be out of the area and we will add travel notes to your account. We also recommend taking more than one form of payment with you to be prepared for any unexpected needs.
No matter where you are, when making a purchase with your debit card we encourage you to choose Debit and Enter your pin to authorize your purchase. Fraud blocks may be in place for certain stores and these blocks will usually decline a Credit or signature-based transaction. Blocks are necessary when we see fraudsters targeting specific stores or specific types of transactions. Signature-based transactions are currently blocked for the following states: Arkansas, California, Connecticut, Delaware, Massachusetts, Maryland, Minnesota, Nevada, New York, New Jersey, Pennsylvania, Rhode Island, Texas, and Virginia. Please know that your debit card will work in a pin-based transaction in all states in the US. Please call us if you have any questions. The security of your account is our top priority!
International ATM and debit card transactions, including Mexico and Canada, remain blocked for your protection as well. If you plan to travel outside the United States please contact us before you leave so we can update your card for international transactions. If you have any questions please give us a call.
Important Phone Numbers: 877-457-4030 Toll-Free Customer Service
866-546-8273 Lost or Stolen ATM/Debit Card